5 Simple Ways to Jumpstart Your Funances

Sometimes we feel like our finances are on life support. I know! I been there. It seems like there’s little hope of the situation improving, I want to provide you a little ray of sunshine by showing you 5 easy ways to Jumpstart your finances.

  1. Start Giving More

I know what you are thinking, how can you jumpstart your finances by giving your money away!  Trust me this step is by far the most important and Truth be told, getting onto a healthier path with your finances has less to do with knowing what to do and more with doing what you know.  If you truly believe that God is able to provide for your needs, then you acknowledge that by giving back to God.  If you truly believe it is better to give than to receive, once again, you demonstrate that by giving to others that are less fortunate.  Your money attitudes are crucial so by learning to give first, you will have no choice but to learn to live on less and that is the cornerstone of personal finance. 

       2. Start Tracking Your Spending

There is no secret that people who don’t run out of money at the end of the month are the ones who spend less than they make.  Keeping a spending journal for two weeks can really make a big difference in your spending patterns.  I think most of us know how much we make; the problem is that many of us have no idea exactly what we are spending each week.  If you want to spend less so you can save more and pay off debt, you must know what you are spending your money on and then decide what expenditures you can eliminate or reduce.  Consider using cash for two weeks instead of using your credit cards or debit card.  I have heard that it hurts to break a $20, so maybe using cash can help you to start spending less of your hard earned money.

        3. Start Knocking Out Your Debt

Don’t be one of those people who justify their debt by thinking that as long as you can afford to make the minimum payments on your credit card you are ok.  You must start paying more toward your debt which will reduce the amount of interest you will pay over the life of that debt.  Also by paying more towards your debt, you will be able to pay that debt off faster so you can start putting that money towards your savings and start earning interest instead of paying interest.  Finally, do not be afraid to call your credit card company to negotiate a lower interest rate.  The worse that can happen is that they say no!

    4. Start Saving, Start Saving, Start saving

Between making excuses, having good intentions, or just breaking the promises we make to ourselves, it’s easy to understand how we oftentimes fall short of achieving our goals, but we have to start saving money now!  For our short term savings, consider opening a savings account at a financial institution different from where your checking account is (to make it a little harder to get to) and set up a bill pay or draft where you pay yourself each month before you pay any other bills.  In addition, start putting money away towards retirement because retirement isn’t a question of if, it is a question of when.  If your company offers a match where they will contribute a certain percentage of pay if you are setting aside some of you earnings into a company plan, you are leaving money on the table by not taking full advantage of this benefit.  For example, if your company will match $.50 of every dollar you set aside into your 401k up to 5% of your salary, by putting anything less than 5%, you are basically saying no to free money.  The last simple tip when it comes to saving is this:  saving something is better than saving nothing and whatever you have been saving, start saving more

   5. Do it again

One way of improving and keeping yourself accountable, is by constantly checking your commitment to progress. Don’t and I mean don’t ever relax to the point where you think you got this and you will stay the course, often times when we get used to a way of doing things we relax and forget to stay consistent, and sometimes we even do not see the big deal until we find ourselves in the same or worse situation. Make it a life commitment to give more, spend less, pay off debt and if possible stay out of debt! Remember what the Bible says: the borrower is a slave to the lender. Keep out of debt! Save, save, save, save and finally do it all over again, do it again.

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FREE Online Personal Finance Class

FREE Personal Finance classes with me! Our awesome community partner @hamptoninn from Perland Tx. Is sponsoring a five weeks The Power of Your Personal Finance course with me and written by us @ Red to Green Economy. Space is limited and spots are filling up VERY QUICKLY, so don’t hesitate to RSVP! YOU CAN CONTACT US AND SIGN UP FOR THIS FREE SERIES HERE www.redtogreeneconomy.com/contact Sign – up rules you have not taken this online series with us before. By signing up you agree to finish this course. Sessions will be held on Thursdays 6:00 -7pm

You might or you might have not seen this announcement on all our social media networks.

We’re beyond excited to share this wonderful news with you, our first class is tomorrow Thursday July 27th 2017.

There are still 5 spots available contact us for info at www.redtogreeneconomy.com/contact

In this course you will receive:

1. A FREE copy of our own Red to Green Economy E-book available @ Barnes & Noble or on our website @ www.redtogreeneconomy.com/shop for only $8.00

2. A FREE copy of our Red to Green Economy Worksheets Kit also available at our website for only $5.00

3. A FREE copy of our Teachable Online course The Power Of Your Personal Finance also available on our website @ www.redtogreeneconomy.com/services

In this course you will learn how to interact with your money and how to use it for your advantage. This is a step by step guide that will provide you the necessary tools to understand the power of personal finances. our main goal is to put you in charge and help you win with your money by setting achievable goals by creating a budget that works for you , we are with you every step of the way. $15.00

4. Five FREE consultation sessions with me each value on $65.00 our consultation service consist of:

Helping you come up with the perfect plan to get you back on track financially and help you devise a clear easily workable method to tackle your debt. In a typical Red to Green Economy Consultation, we will: Help you create a household budget and teach you the tools you need to help you adhere to that budget.Help you find extra money you did not know you had when you work your budget.Teach you the different debt payoff plans and help you identify which one works best for you.Help you set short term and long term financial goals and help you plan out how you are going to achieve each of themHelp you to identify areas in your finances where you may be weak and teach and motivate you to make small changes that will help you to become stronger.Help you understand the importance of accountability in order to win with your moneyAnswer any financial questions you may have that lie within our expertise. Each Consultation comes with two 1-hour sessions. For those that are outside of Houston, this will be a virtual Consultations via (Face Time, WhatsAap, imo, Google Hangouts, or Skype).

5. An invitation to our private Fabook group where you will meet our growing community people that are in the same journey as you to better their finance.

6. A friend and accountability partner, it is my desire and asignment to help you bring out of you and find your purpose in life.

How can we serve you best?

We’re grateful for our sponsor and community partners @ Hampton Inn by hilton from Prrland Tx

For info and for RSVP www.redtogreeneconomy.com/contact